What Role Should Technology Play in Financial Security?

So I think in the fintech industry, there is a buzzword a moment. What we don't talk about necessarily so much is fintech with a purpose, and that is probably the space where we at Salary Finance sit. So today if you can create businesses and solutions that are scalable, we talk about it as being measurable and sustainable, that's really important. So backing that we've now had from Legal & General has been fantastic because they've given us access to a sustainable balance sheet, and we just closed a 400 million pound funding round to provide debt to UK employers as well. Secondly, the scalability. So to be able to support a company like a Unilever, as we talked about this morning, with over a hundred thousand employees, not only do you need to have solutions that can scale, not just in the UK but the US, but as we're going into other countries it will become increasingly more important to have scalable solutions where you can measure the impact and you can show the CEO or the management team actually what you're doing and it's changing the lives of employees. And I think the accountability becomes much greater today because there's an opportunity cost. The last point I would make is really moving towards much more simpler solutions as well

and people don't want to look into lots of different systems. They want to have a one stop shop that is holistic but actually provides different tools based on what salary band you are, but also what stage you are in life. And that that's becoming much more hyper personalized.