How to pick the best health insurance plan

alright 633 now and tomorrow marks the first day you can either enroll or renew your health plan under the Affordable Care Act but you could end up paying more than you should if you're not careful about the plan that you pick joe Nichols is here with what you need to know good morning good morning even with expert advice a common mistake people make selecting the right health insurance plan paying too much attention to those monthly premiums we've told you for about the past week that premiums are expected to rise in some cases an average of twenty-five percent but the professor of health policy at Emory University says paying too much

attention to the premiums could end up costing you even more you could actually end up paying more out-of-pocket to fill prescriptions or to see your physician even when you pick what seemingly is the the least expensive plan his group just conducted a survey on Americans fears about health care and health insurance they provide advice on how to pick a plan and professor Thorpe suggest you start with a pen and pad because you're going to want to compare across the different plan choices you have whether your hospital is covered whether your

medications are covered and if they are covered how much you pay out-of-pocket about 93% of insured Americans are covered through either employer-based health insurance Medicare or Medicaid all of which Thorpe says also offer incentives and wellness programs to lower health insurance costs Lindsay and Patrick back to you