Student Health Insurance Providers : Insurance Questions & Answers
00:04
my name is Susan Combs I'm the president
of combs and company which is an
insurance brokerage firm here in New
York City today we're going to talk
about student health insurance providers
so as many schools have they have their
own insurance plan in place so you know
it's all associated for their students
and typically associated for their for
their teachers as well so if you decide
to be a part of this plan and you're
going to actually pay into you know a
monthly premium or say an annual premium
into this health insurance policy and
then the school actually will buy a
00:35
network that they work with so a lot of
times you know universities will buy say
access to the Edna network so that their
students can have the lower cost health
insurance as being part of their campus
but then they also have access to go to
outside hospitals and things like that
if you know if something would arise so
the main thing to do is take a look and
make sure that there's no double
coverage because say if the parents have
group access to group coverage and they
keep their kids on the plan then there's
no sense in going and paying for the
01:06
student health insurance because it's
just extra coverage that you don't
really need but and family can also in
turn lower their premium by having their
child go on the health insurance
provider network it's using the student
a health insurance provider network and
then they can lower the cost within
their group coverage
you