A good benefits package is also essential to a business’s long-term success. Supporting your team’s wellness will also reduce team member turnover, improve job satisfaction, and boost recruitment potential.

Of course, you want to ensure you’re getting the best health benefits for your hardworking team!

It’s vital to balance quality and affordability when choosing a small business plan for yourself, your employees, and your families. Therefore, when researching and considering your options, we recommend a plan that covers the following essential health services:

General and Health Maintenance Services

1. Preventive Care

Regular medical checkups can save lives – early detection will always beat the alternative. Schedule fully-covered Annual Physical Exams to screen yourself for any health conditions and immunization and vaccine shots to keep yourself and your family protected against infections.

2. Mental Health Services

As important as physical health, mental health evaluation and treatments help manage symptoms or stressors with professional guidance. Consultations with therapists and psychiatrists are covered in every Health Choice coverage plan.

3. Vision Benefits

In this day of technology and office work, eye strain from digital screens and strenuous reading is common. Get your eyes checked with regular optical exams and keep up to date on prescription lenses when they’re covered by having a health plan with a vision rider.

4. Dental Benefits

Dental care is critical to the overall health of the adults on your staff, as well as their families at home. Cover exams, oral cleaning, tooth fillings, and necessary extractions with a plan that offers dental options.

5. Prescription Drug Access

Medicine is a vast part of primary health care. With a plan from Health Choice, you get coverage for both branded and generic medications for treatment or maintenance of your condition.

Urgent and Specific Health Services

Be covered when accidents and injuries arise by having a plan that you can count on in times of need. Make sure your chosen coverage includes adequate support for the following:

6. Physician Office Visits

HealthChoice of Michigan members can rely on an extensive network of metro Detroit’s most respected specialists and hospitals. So whatever doctor consultations are necessary for you – your plan should have you covered!

7. Emergency and Hospital Care

Wondering about hospital and ambulance bills in an urgent and unexpected situation is a considerable worry you can avoid as you breeze through in-patient admission, urgent care center entry, and other critical medical emergency services.

8. Diagnostic and Therapeutic Services

Laboratory screenings guide medical decisions and personalized treatments. Access to detection and diagnostic tests available without out-of-pocket fees can improve every patient’s healthcare quality.

9. Maternity Services

Pregnancy is both exciting and challenging, bringing changes to a woman’s physical and emotional states, as well as a new life into the world. A quality benefits plan includes:

• Pre and post-natal care.
• Fertility.
• Delivery services for these milestones in your maternity journey.

10. Surgical Services

When your condition calls for surgery, you don’t need any added physical or financial stress. Instead, be prepared to deal with invasive procedures and the prescription drugs that come with treatment by securing health benefits that can cover you. Afterward, ensuring physical therapy rehab can help manage pain and movement challenges.

What Plan Has it All?

HealthChoice of Michigan proudly offers everything on this list at an affordable price for you and no out-of-pocket costs for your team!

Offering a health benefits package covering all these services supports your human resources and is an investment in your future. It’s also a necessity in today’s market.

Small businesses have a lot of choices between commercial health plans. HealthChoice of Michigan is a government-powered program specifically designed to provide small business owners and their employees reasonably priced health coverage in Wayne or Oakland County.

If your small business fits the bill, HealthChoice is the right choice!

Keep your health and your team’s wellbeing in check – review our coverage options at a glance on our website.