April 21, 2021
Got questions about your benefits, options or eligibility for HealthChoice of Michigan’s Small Business Plan?
We’ve got answers -- and affordable, easy coverage for your team, your family and you! Here’s what our members and potential members often want to know more about:
Q: How does the program work?
- A small business enrolling in the program will be covered by Community Care Associates and their network of providers. Small businesses can also choose to add a comprehensive vision and/or a dental plan as a rider to their HealthChoice Medical Plan (at an additional cost).
Q. Is my business eligible for your flat-rate plan?
- Businesses in Wayne or Oakland County that have at least 2 full-time employees are eligible to apply for coverage with HealthChoice anytime.
Q. Can my spouse and/or children be on the program?
- Yes -- and that goes for your employees, too!
Q. Can I go wherever I want for care?
- Similar to an HMO plan, you must pick an in-network primary care doctor (PCP) who will oversee all of your health care needs and all of your care goes through that doctor. If you need to see a specialist, your PCP will write a referral.
Q. How many people have to be on my Small Business Plan to qualify?
- You need at least two individuals in your business to be enrolled in the plan. This can include yourself and any employee that works 30 hours a week or more.
Q. Is the HealthChoice Plan affordable?
- Yes! The premiums do not rate with age and are easy to budget for at $240 per month per employee. There are no deductibles or coinsurance, with little or no out-of-pocket expenses for members.
Q. How can I find out more about the HealthChoice of Michigan plan?
- Please visit our website: www.healthchoiceofmichigan.com or simply reach out to Gary Jonas at garyjonas@earthlink.net for more information.