New Option for Small Business Health Insurance

you know cozy has been creating health insurance for almost 45 years and over the last several years we've all had requirements of the Affordable Care Act and that is really limited choice for a lot of small business owners in fact over the last few years we've told many of you to stay in your current plans exercising your opportunity be part of a grandfathered plan or transitional group plan to sort of wait out what happens with the Affordable Care Act as of January 1st 2018 you're going to have to make a move from those transitional plans well you can still keep your grandfathered plan those transitional

plans will no longer be available so look at the last year we've been working very closely with a set of advisors with Medical Mutual with consultants and actuaries to create something new for you that can continue to provide our tradition of great health insurance benefits for small business and we've come up with the cose health and wellness trust this is a new multiple employer welfare arrangement available for small business owners with less than 50 employees targeted right at the needs that they have with flexible benefit options that will really give them choice returning us once again to an

environment where you can get a better rate for your better risk of your employees and you're not locked into the specific structures and specific restrictions of the Affordable Care Act because the other one was trusts may be the right fit for your business but you'll have to talk with your broker or talk with one of our representatives on the cose team Medical Mutual about the specific fit with your business a self-funded plan is a little bit different than a fully insured plan it's got some different requirements around it and some different responsibilities but we think we've put something together that makes it very manageable for you as a small business thanks and

as always we're here to support you and help your business be more successful