The Value of Health Coverage through Covered California
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Before I enrolled in a plan through
Covered California, I wondered why do I
need health insurance and what are the
benefits of enrolling through Covered
California?
I haven't had health insurance in a
while because it's expensive. That's why
I was really excited to learn that
through Covered California, I can get
financial help to pay for my coverage.
It's actually the only place I can get
financial help. It's also impressive that
Covered California requires all health
insurance companies that it works with to
provide 10 services, or essential health
benefits, to each member and every plan.
Services like mental health, emergency
care, prescription drugs, and children's
dental and vision care are included with
all plans. I can access any of these
benefits with just my copay! Preventive
care is also included for every covered
family member under all different plan
levels. That means I can get routine care
to catch health issues before they turn
into major problems. There are also
annual limits on the amount of money
I'll have to pay, so even if I get
seriously sick or injured and my medical
bill is a hundred thousand or more, I'll
only have to pay a small portion of it
and my health insurance will pay the
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rest. Even though I'm healthy now, having
health insurance gives me the peace of
mind that my family and I are covered
just in case. I feel like a weight's been
lifted off my shoulders! Now I'm living
my life without worrying how I'd pay if
I got hurt like I did before I had
health insurance. Life is so much better
knowing you're covered!
Covered California is there to help. Just
go to their website and see if you
qualify for financial help and to shop
and compare plans, or give them a call!