Why is Health Coverage Important?

first of all what is health insurance it's simple it's a source of coverage that pays for health care services um either in advance or afterwards so that you the consumer don't have to pay for all your health care out of pocket and it matters uh it good health insurance accomplishes two goals one it gives you affordable access to the health care that you need to stay healthy and to address illness or other health problems second it protects financial security by

limiting what you have to pay out of pocket for health care and health insurance matters a lot people who don't have health insurance are literally four times more likely to go without necessary care because of cost or just delay obtaining that kind of care and the results are often tragic people who've already been diagnosed with heart disease may find themselves unable to fill prescriptions because of costs and wind up being sick wind up going to

the hospital and wind up dying more frequently the consequences of lacking insurance are profound for your health and well-being and they are profound for your financial security as well medical bills mount credit agencies can pursue you bankruptcies can result if people don't have insurance or if people have insurance and it's not very good insurance along with millions of people losing insurance we've seen millions of other people keep it but have that insurance degrade

in quality where high deductibles high co-payments high coinsurance amounts make it very difficult financially for people to obtain here and if you are one of the millions of americans who doesn't have health insurance or has health insurance but it doesn't provide you the kind of access to care and financial security you need we really want to hear from you share your story in the comment box below this video or go to familiesusa.org click on share your stories the reason

why is we want to educate policymakers about their need to take action to help people like you and if you're willing to share your story to tell your story that can change minds and hearts and that can change lives