How to find a no or known-gap healthcare provider | HCF Health Insurance

when you go to hospital the medical specialists you choose could help you lower or even avoid a gap payment use our search tool to find one who's likely to charge no gap or a non-gaap capped at $500 to HCF members we call this our MIDI covers game here's how our tool works head to HCF comte you forward slash find a provider have your HCF membership number handy search for a doctor by typing in their speciality and a location all search for a specialist

by name to find out if they might take part in our gap scheme from the search results you can select a doctor to find out a little more about them keep in mind we don't endorse any of these doctors or any others private health insurance can't cover outpatient consultation fees so click on procedure fees the blue bar shows the percentage of admissions where they charged no or no one gap to HCF members over a particular time span remember specialists choose whether they'll take part in our gaps game on a case-by-case

basis if we don't have enough data to give you their participation rates you'll see this enter your HCF membership number and you might also be able to see how much other HCF members paid in out-of-pocket costs for a procedure if we don't have enough data for a specialist then you won't see this option so before you go to hospital ask each of your specialists if they'll take part in our gap scheme and get an idea of your out-of-pocket costs helping you keep money in your pocket is just one of the ways we go above and beyond

for members that's uncommon care